Web site is offered to you, the "User," conditioned
on your acceptance without modification, of the terms, conditions,
and notices contained in this agreement. Your use of this Web
site constitutes your agreement to all such terms, conditions,
All of the information you have provided online on our form or
application is true and complete. You authorize SimpleResults.com
to provide your information to one or more lenders or brokers.
SimpleResults.com is not a lender and does not make loans or credit
decisions in connection with loans. SimpleResults.com does not
endorse or recommend the products of any particular Lender on
SimpleResults.com. SimpleResults.com is not an agent of either
you, the User, or any participating Lender. SimpleResults.com's
services are administrative and consultative only. You should
rely on your own judgment in deciding which available loan product
best suits your needs and financial means. The Lender is solely
responsible for its services to you, and you agree that SimpleResults.com
shall not be liable for any damages or costs of any type arising
out of or in any way connected with your use of such services.
This Web site and the services provided by SimpleResults.com are
available only in connection with (a) mortgage loans made on real
property located in the fifty states and the District of Columbia
unless otherwise specified, and (b) non-mortgage loans made to
citizens and residents of the United States. Loans may only be
made to residents of, or secured by real property located in,
states where participating Lenders are licensed or authorized
to make such loans, as indicated herein under the section titled
"Lenders." Lenders are not attempting to make loans
outside of their authorized states or country by participating
in and offering their products on this Web site. SimpleResults.com
and/or participating Lenders expressly reserve the right to discontinue,
suspend or terminate the offering of any loan product in any specific
state through this Web site. SimpleResults.com does not guarantee
acceptance into any particular loan program or specific loan terms
or conditions with any participating Lender; loan approval standards
are established and maintained solely by individual Lenders. Likewise,
SimpleResults.com does not guarantee that the loan terms or rates
offered and made available by participating Lenders through this
Web site are the best terms or lowest rates available in the market.
Unless expressly stated in writing, nothing contained herein shall
constitute an offer or promise for a loan commitment or interest
rate lock-in agreement. SimpleResults.com does not charge you,
the User, a fee to use our service. SimpleResults.com is paid
a fee by participating Lenders for the goods, facilities and services
provided. Your use of this Web site constitutes your agreement
with this compensation arrangement.
AND TRADEMARK NOTICES
All contents of this Web site are: Copyright © 2003 Moore &
Levy, and/or its suppliers, participating Lenders, or real estate
professionals, 6034 Hazeltine Ave. Van Nuys, CA. U.S.A. All rights
reserved. SimpleResults.com is a service mark of Simple Results.
Other product and company names mentioned herein, including the
names of participating Lenders, may be the trademarks of their
SimpleResults.com intends that the information contained in this
Web site be accurate and reliable; however, errors sometimes occurs.
In addition, changes and improvements to the information provided
herein may be made by SimpleResults.com at any time. THIS WEB
SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED
WITH IT ARE PROVIDED "AS IS." SIMPLERESULTS.COM AND/OR
ITS SUPPLIERS, PARTICIPATING LENDERS, OR REAL ESTATE PROFESSIONALS
DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED,
AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY
INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN,
INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT.
USE OF THIS WEB SITE IS AT YOUR OWN RISK. SIMPLERESULTS.COM AND/OR
ITS SUPPLIERS, PARTICIPATING LENDERS, OR REAL ESTATE PROFESSIONALS
ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL,
SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF
OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH
THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION,
SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE,
OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER
RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS
BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF SIMPLERESULTS.COM
AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES,
SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
As a condition of use of this Web site, you agree to indemnify
SimpleResults.com and its suppliers, participating Lenders, or
real estate professionals from and against any and all liabilities,
expenses (including attorneys' fees) and damages arising out of
claims resulting from your use of this Web site, including without
limitation any claims alleging facts that if true would constitute
a breach by you of this agreement.
TO THIRD PARTIES
This Web site may contain links to Web sites maintained by third
parties. Such links are provided for your convenience and reference
only. SimpleResults.com does not operate or control in any respect
any information, software, products or services available on such
Web sites. SimpleResults.com's inclusion of a link to a Web site
does not imply any endorsement of the services or the site, its
contents, or its sponsoring organization.
SimpleResults.com is not responsible for any errors or delays
in responding to an application form or referral form caused by
an incorrect e-mail address provided by you or other technical
problems beyond our reasonable control.
Any claim or controversy arising out of or relating to the use
of this Web site, to the goods or services provided by SimpleResults.com,
or to any acts or omissions for which you may contend SimpleResults.com
is liable, including but not limited to any claim or controversy
as to arbitrability ("Dispute"), shall be finally, and
exclusively, settled by arbitration venued in Los Angeles County,
California. The arbitration shall be held before one arbitrator
under the commercial arbitration rules of the American Arbitration
Association ("AAA") in force at that time. The arbitrator
shall be selected pursuant to the AAA rules. Should no AAA rule
regarding the selection of an arbitrator be in effect, the consumer
shall select an arbitrator from a panel of arbitrators acceptable
to SimpleResults.com. In any arbitration, SimpleResults.com will
pay the filing fee, plus the costs associated with the first day
of arbitration, with the remaining costs of arbitration paid by
the non-prevailing party. To begin the arbitration process, a
party must make a written demand therefore.
judgment upon the award rendered by the arbitrators may be entered
in any court of competent jurisdiction in Los Angeles County,
California. The arbitrators shall not have the power to award
damages in connection with any Dispute in excess of actual compensatory
damages and shall not multiply actual damages or award consequential,
punitive or exemplary damages, and each party irrevocably waives
any claim thereto. The agreement to arbitrate shall not be construed
as an agreement to the joinder or consolidation of an arbitration
under this agreement with an arbitration of disputes or claims
of any non-party, regardless of the nature of the issues or disputes
AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND SIMPLERESULTS.COM
WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS GIVE
UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS.
YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS.
YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND
NOT A JUDGE OR JURY. You are entitled to a fair hearing,
but the arbitration procedures are simpler and more limited
than rules applicable in court. Arbitrator decisions are enforceable
as any court order and are subject to very limited review
by a court. By using SimpleResults.com's goods and services you
consent to these restrictions.
a Dispute arise and should the arbitration provisions herein become
inapplicable or unenforceable, or in any instance of any lawsuit
between you and SimpleResults.com, the parties agree that jurisdiction
over and venue of any suit shall be exclusively in the state and
federal courts sitting in Los Angeles County, California. If either
party employs attorneys to enforce any right in connection with
any Dispute or lawsuit the prevailing party shall be entitled
to recover reasonable attorneys' fees.
This Agreement constitutes the entire agreement between you and
SimpleResults.com and it supersedes all prior or contemporaneous
communications, promises and proposals, whether oral, written
or electronic, between you and SimpleResults.com with respect
to this Web site and information, software, products and services
associated with it. This Agreement shall be subject to and construed
in accordance with the laws of the State of California, excluding
its conflict of laws principles. If any part of this agreement
is determined to be invalid or unenforceable pursuant to applicable
law including, but not limited to, the warranty disclaimers and
liability limitations set forth above, then the invalid or unenforceable
provision will be deemed superseded by a valid enforceable provision
that most closely matches the intent of the original provision,
and the remainder of the agreement shall continue in effect. A
printed version of this agreement and of any notice given in electronic
form shall be admissible in judicial or administrative proceedings
based upon or relating to this agreement to the same extent and
subject to the same conditions as other business documents and
records originally generated and maintained in printed form. All
rights not expressly granted herein are reserved.
Privacy is Important to Us. At SimpleResults.com, your
privacy is our chief concern. We understand that you entrust
us with your private financial information to help us match
you with a bank, lender or loan broker (we refer to all of these
as "Lenders") or real estate professional who can
meet your needs. In exchange for your trust, you expect and
deserve our commitment to treat your information with respect.
Rest assured that we protect your privacy. Under no circumstances
will SimpleResults.com sell or share any personal information
about you to or with any person or organization except: as authorized
by you, to participating lenders, real estate professionals
or other parties involved in your transaction, or as may be
the standards we adhere to in handling information about you
and your loan request.
with confidence. We understand the importance of trust, confidentiality,
and security which is why we use industry standard 128-bit SSL
(Secure Socket Layer) encryption on our website.
Every page that you are required to enter personal information
regarding your loan application is 100% secure. This means that
when you hit the “I’m finished” or “continue” buttons to submit
your application, your information goes through a highly secure
encryption process that prevents any person on the internet from
seeing your information. Within seconds,
it reaches our secure server, is decrypted, and is quickly processed
to avoid intervention. As surprising as it may seem, this process is considerably safer than
turning your credit card over to, say, a waiter in a restaurant.
on the information you supply, SimpleResults.com will transmit
your data to participating lenders who are best suited to meet
your financial needs. When you request the services of a real
estate professional through SimpleResults.com, we will transmit
your data, to participating real estate brokers to complete your
transaction. SimpleResults.com is a computerized loan originator
and not a bank, lender, or broker.
we receive from you on our forms. Some of the information
you supply to us on our form may be optional. If you supply this
information, it will not be sold or shared to or with any person
or organization except: as authorized by you, to participating
Lenders, real estate professionals or other parties involved in
Technical information we collect. When you visit a SimpleResults.com Web site, our Web server sends a
cookie to your computer. This cookie merely stores a limited amount
of information about your site visit. The cookie merely tracks
aggregate information on how our site is being used, including
session counts, navigation patterns, pages visited, etc. These
cookies, however, do not store any personally identifiable information
such as your name, email address, phone number, etc. as you browse
the site. These cookies cannot be related to you as an individual
unless you complete an application or fill out our online forms.
Information from the "Contact Us" section of SimpleResults.com.
In the "Contact Us" form, we may ask you for personally
identifiable information such as your name, mailing address, email
address, etc. This information will not be sold to any person
or organization. However, your information may be shared with
other parties relevant to your transaction to help resolve any
issues you report to us.
Information gathered from Lenders. If you are a Lender and you submit a form requesting information, your
name and other identifying information will not be sold or shared
with any person or organization. Authorized SimpleResults.com
employees to contact you concerning your request may use your
e-mail address or telephone number.
Information gathered from Real Estate brokers.
If you are a Real Estate broker and you submit a form requesting
information, your name and other identifying information will
not be sold or shared with any person or organization. Authorized
SimpleResults.com employees to contact you concerning your request
may use your e-mail address or telephone number.
Information gathered from the "Affiliates" section of SimpleResults.com
. SimpleResults.com will not sell or share your information with any other
person or organization.
You will receive an email from SimpleResults.com indicating whether
or not you have been approved to participate in the Affiliate
Program. If approved, we will use your e-mail address to inform
you of Affiliate Program news and updates. You may withdraw your
membership from the Affiliate Program at any time by sending an
e-mail to firstname.lastname@example.org. If you choose to withdraw, you
will not receive any further emails regarding the Affiliate Program.
If you come to SimpleResults.com through an affiliate site, SimpleResults.com
will never sell or share your information with that, or any other,
affiliate. All transactions take place on SimpleResults.com's
How your information is used.
Sharing information with our participating Lenders and real estate professionals. After up to four participating Lenders and/or real estate professionals
receive your information, they may contact you directly via phone,
e-mail or other communications. All of our Lenders and brokers
operate under federal and/or state laws and regulations and believe,
as we do, that the Internet is an exciting and secure place to
do business. If you are matched with any participating Lenders,
the Lender with which you choose to close your loan and/or obtain
your credit card may report certain information about your loan
and/or credit card to SimpleResults.com, and SimpleResults.com
will treat that information in the manner it treats the information
you provided on your qualification form. As our Lenders and real
estate professionals may keep and use your information whether
or not you qualify for a transaction with them, we recommend that
you contact them directly for more information about their specific
Changing your information. If you want to change the type
of loan or make other significant changes to your qualification
form, you might need to make another request through our Web site.
If you have made a mistake while on our website and will need
to make a change to your application, or correct an error, please
contact us at email@example.com
with your details and reference number.
you have any questions regarding our security measures or our